Most companies will make it effective next day as long as you don't have any ongoing/unresolved health problems. However if your medical situation is more complicated they can push the effective date back till they have answers. The insurance company will most likely ask to view medical records and/or receive an attending physician statement which because of the snail pace in medical records departments can take up to 18 business days - in other words about a month. Best advice? Start looking for insurance about 30 days before your current coverage will cease to give the underwriting department for your new company time to handle any snafus.


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Hi I became vegetarian due to moral reasoning but the health benefits which come are brilliant! People who have been veggie for 10+years are proven to live upto 5 years longer and are more active in their final years! Also meat contains lots of saturated fats which clog up your heart and can cause serious problems such as heart disease. Therefore you are less likely to be overweight develop diabetes suffer from heart problems etc.


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ASIII Q TU SECRET LOVE ES AHORA GUETTA
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Loveeeu!!

Heeeey! Sorry i never log on here anymore but thats great that u ended the semester! And im doing good also (:

Hey, I deleted my account on Hi5 and made a new one. My new one is BreakoutMileyC or if you want the email it's Sdbk2011@gmail.com

teee extrañoooo >_<